What you can expect in detail:
You will be part of the Retail – Micro & Mortgages development team, which consists of 11-14 members, evenly split between analysts and developers, with a mix of internal and external specialists. The core team is very stable, with some members having worked together for nearly 30 years and collaborating with the client for 18 years.
Team Responsibilities
The team is responsible for the complete development and maintenance of multiple in-house applications. Due to its stability, the team fully owns the analytical and development know-how, meaning there are no undocumented legacy issues, and knowledge is always accessible.
Key Applications You'll Work On
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HypoClient – A mortgage sales and management system for the retail segment.
- Launched in 2006, this is the largest and most complex application in the portfolio.
- Data model: ~900 tables, Database: ~150,000 lines of PL/SQL code, .NET codebase: ~1,050,000 lines.
- Handles data collection, verification, approval processes, workflow, document generation, and integrations with internal and external systems (CRM, core banking, data warehouses, land registries, etc.).
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MiCash – A lending platform for micro-businesses.
- Covers secured and unsecured loan products, overlapping business and technical aspects with HypoClient.
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CardsClient – A credit card support system.
- Manages data transformation, terminal acquiring, loyalty programs, and online banking integrations for card transactions.
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CashCollection – A system for tracking, collecting, and accounting cash deposits from selected bank clients.
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DPS – A system for debt recovery communications (printed notices, emails, SMS).
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DECL – A liquidity management system.
- Tracks foreign and domestic liquidity, minimum reserve requirements, and Nostro account balances.
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Other applications – Includes RIS, Technical Accounts, and additional banking tools.
Your Role
- You will primarily work on HypoClient, MiCash, and CardsClient, as these are included in almost every release cycle.
- Analysts with prior experience in loan products (retail & SME), credit card processing, or approval workflows will have an advantage.
Development Focus
The client does not develop new applications, but instead maintains and enhances existing ones by:
- Adding new modules for expanded processes.
- Implementing new features, such as financial report imports and COVID-19 program adjustments.
- Increasing focus on backend API development for Internet & mobile banking to support alternative front-end solutions for customer interactions.
- Modifying existing functionalities, from minor UI checks to major process automation (e.g., automated loan repayments).
- Migrating data and functionality from older products.
This role is ideal for those who thrive in stable teams, enjoy long-term projects, and want to work on large-scale banking applications with strong institutional knowledge.